Klaipėdos universitetas

Risk management is one of the most critical and important areas that affects every insurance company’s activity and development. The goal of the research is to identify and establish the most important parts of risk management with the aim to improve the insurance company’s reliability with the risk self-assessment. Also risk management is one of the most significant functions under Solvency II Directive framework. The methods chosen for conducting the research are: literature exploring, comparative methods, modeling, analysis, methods of expert evaluation.

System of control of manufacturing process at manufacturing company is being analysed in this article. Generally, reasons of possible inaccuracies during manufacturing process are determined on the grounds of managers’ experience and calculations made. Insufficient attention to this field may determine inability to adopt in variable business environment. After quantitative research in manufacturing company was made as well as after 7 managers and 20 principals, participating in the manufacturing process, were interviewed, many problems were found: resources in the records of critical amounts, management of human resources, change of employees (possibilities of career), preparation of manufacturing tasks, results of activity of employees etc. In case results of this research would not be considered, manufacturing company may not survive in competitive struggle and will be forced to go bankrupt. In order to change the situation, a system of control of manufacturing process, oriented to results, was recommended. This system regulates many relative functions, starting from determination of amount of producible production, quality requirements, preparation of necessary documents, conclusion of schedules of producible production, planning of needs of raw materials/materials, by necessarily assessing effective usage of all resources related to organisation of manufacturing process control of qualitative production getting into warehouse.

This article discusses maritime and other navigation-related terms proposed by V. Pakalniškis in his book The Explanation of Navigation Terms (2005). Terms proposed as substitutes to the words of foreign origin but not mentioned in other publications of this field have been researched. The composition and correct usage of these substitutes are analyzed, their use in other highly popular sources have been researched, and in cases of their use, the meanings are compared with other publications. This article determines which maritime terms can be considered as neologisms proposed by V. Pakalniškis and partially discusses the (un)suitability of these proposed terms.

The article analyses primary nicknames that were recorded at Veliuona vicinity during the project of the Institute of the Lithuanian Language “Modern Research of Geolinguistics in Lithuania: Optimisation of Network of Points and Interactive Spread of Dialectal Information”. The aim of the article is to analyse characteristic features of semantics of the appellative nicknames. Usually, the appellative nicknames are tropical – metaphorical or metonymic – therefore, it is crucial to determine what is the connection between metaphors and metonyms. The scientific research reveals what kind of characteristics are imagined to be shared with a person and a plant, a person and a mammal or a bird.

Factors which suppress or interfere with the deciphering of aerial photography whilst searching for traces of ancient habitations are called noises. The main kinds of noises currently identified in Lithuania are land improvement or land reclamation, woods, urbanisation and reservoirs. Altogether, they make a fair level of noise, thus the search for traces of habitations based solely on aerial photography in Lithuania is not possible.

The article identified that while insurance companies offering for their customers the same coverage for the same risk, insurance price gains a high importance. Most of the clients are sensitive to the insurance prices level, however, for the consumers to choose desired insurance product according to its price between different insurance companies is very difficult. Therefore, using research methodology to form regional policy, made in Lithuania market operating insurance companies non-life insurance products prices comparative analysis. This study highlight non-life insurance types, i.e., insurance against accidents (in the same structure and insurance against sickness), transport insurance, property insurance, travel insurance, third party liability insurance rates. It should be emphasized that different types of non-life insurance prices can be influenced by different factors. The Compulsory motor third party liability insurance (further CMTPL) price of the insurance affects the value of the vehicle, first registration, the gender of the vehicle driver, age, place of residence, driving experience, recurrence of insured events, the insurance contract signature period (which is important because insurance companies in this case applies price discounts), the vehicle’s engine power. Insurance against accidences and travel insurance prices are determined by user’s gender, age, work type. Property insurance price depends on the value of the property. In order to be able to compare with each other different insurance companies, operating in Lithuania, insurance prices, was formed for different non-life insurance type’s model and used in all cases in representative Lithuania major city. After systemizing in Lithuania sold non-life insurance product prices observed that in different insurance companies they are significantly different. The most varies vehicle insurance the same insurance types the scale of premiums in different companies. Insurance against accidents prices in different insurance companies can vary up to five times. Collected insurance prices data analysis revealed differences in prices reaching up to 5 times of various insurance products in Lithuania operating different non-life insurance companies. Insurance companies may have several priority insurance products which they are trying to sell in the market for even lower than the lowest market price. At the same time the incurred losses may transfer to the other types of insurance therefore other types of insurance price may be much higher that the competitors in the same market. The most important of insurance proposal is not a price, but risk indemnity insurance amount and refunds. Therefore, once again, it should be mentioned that on the basis of price analyse insurance products offerings appropriate. Very often to compare with each other different companies presented insurance product prices for the average consumer is impossible. For the consumer the content (conditions) and the price structure of the insurance product must be clear, in order that the consumer purchasing insurance would feel calm and safe. It should be noted that the consumer hardly realizing the value of the insurance product, i.e., price, insurance companies require a new approach to pricing strategy formation importance and the same pricing in general.

The article reveals demographic and social characteristics of socially responsible consumers and the attributes that have the most impact on the intention to purchase the item from socially responsible companies. Empirical study revealed that socially responsible consumer behaviour is shaped and decision-making is influenced by gender, income adequacy and education. Based on investigation results, client profile of socially responsible companies is identified – it’s all ages (probably older than 25 years), higher-income, educated women.

Straipsnyje pateikiamas darnumo principų įgyvendinimo procesus veikiančių socialinės aplinkos vertybinių nuostatų poveikio tendencijas atskleidžiantis teorinis tyrimas. Jis grindžiamas nepakankamu darnumo principų įgyvendinimo tendencijų ir socialinėje aplinkoje esamų vertybinių nuostatų poveikio šiems procesams suvokimu institucinės veiklos valdymo lygmeniu. Atliekant tyrimą siekiama atskleisti darnumo principų plėtros procesus veikiančių socialinės aplinkos vertybinių nuostatų aspektus. Tyrimo rezultatai atskleidžia, kad socialinėje aplinkoje esamos vertybinės nuostatos tiesiogiai veikis darnumo principų įgyvendinimo plėtros procesus.

The article aims to show that conditioned by globalization processes integration tendencies in the world economy stimulate the search of new export expansion directions and development methods. Their evaluation and implementation are important driving forces for national economic growth and sustainable development of regions. Current Lithuanian state’s position in export promotion, as it enters into exchanges with the ever-changing global environment, must be conceptually justified, enabling equal participation in the international trade and the ability to withstand globalization’s challenges. Most importantly, export promotion and development mechanisms and instruments should allow for timely responses towards the increasing liberalization of economic relationships and encourage the introduction of prerequisites for the acceleration of economic growth through export expansion.

The landscape of any country is the reflection of territorial expression of its socio-economical and ecological processes. Several problems regarding Lithuania’s landscape could be distinguished: a) problems of land parcels; b) problems of forests; c) problems of protected territories and natural frameworks; d) problems of Curonian spit; e) problems of coastal sands. Self contained renaturalization of Lithuanian landscape, implementation of programs from the strategic documents of the government and active participation of local communities, could lead to at least partial restoration of the impoverished Lithuanian landscape and increase of its stability.